Banking and Insurance

ISBN Number : 978-93-5273-090-2

Student Price : Rs.660

Student Dollar Price : 26$

Library Price : Rs.1895

Library Dollar Price : 76$

Book Edition : Fourth

Year of Publication : 2017

No. Of Pages : 694

Book Weight :1328

About The Book

During worldwide recession of 2008, India suffered a least but had a unprecedented change in its financial architecture. Globalisation has not only the mass availability of large number of alternative products/financial services. But this also brought harmful products like toys and similar things which were extremely harmful to children due to its contents of chemicals.

Subjects like NPAs and RRBs have been enlarged and take over of RRBs by new bank licence-holder may relieve the Central and State Governments from running of rural banks and making available the financial services to rural population with latest mechanised methods.


Contents :

1. Evolution of Banking
2. Role of Commercial Banking
3. Structure, Growth and Development of Banking
4. Study of Commercial Banks’ Balance Sheet and Profit and Loss Account
5. Treasury and Funds Management in Banks
6. Risk Management in Banks
7. Assets-Liabilities Management
8. Role of Reserve Bank of India
9. Cooperative Banks/RRBs and Rural Banking
10. Narasimham Committee: Banking Sector Reforms
11. Basel-II and Basel-III Implications for Indian Banks
12. Asset Reconstruction Company
13. Securitisation Act, 2002
14. Project Financing and Working Capital Finance
15. Banking through Information Technology
16. Priority Sector Advances
17. Banking Legislation
18. Introduction to Insurance
19. Growth and Development of Insurance in India
20. Range of Products and Services of Insurance
21. Funds Management in Insurance Sector
22. Insurance Regulatory and Development Authority (IRDA)
23. Policy Values
24. Methods of Valuation
25. Data of Valuation
26. Underwriting of Life Insurance
27. Insurance Marketing
28. Underwriting of General Insurance
29. Laws Relating to Insurance Business

About The Author

Shri O.P. Agarwal, post graduate in Commerce from the Vikram University, Ujjain in the year 1964 and obtained Bachelor`s Degree in Laws in 1971 from the Indore University (Madhya Pradesh). He has been a distinguished scholar since he passed the M.P. Higher Secondary Board, Bhopal examination in the first rank in the year 1959. While B.Com. was passed in the 7th rank in the year 1962. After obtaining educational qualifications, he joined Bank of Maharashtra in July 1971, and obtained the international Diploma in Banking from London (England) and became associate C.A.I.B. (London). He served the nationalised bank for 35 years and acquired the skill in banking rules and regulations, customer satisfaction and service, efficient administration of the branches and corporate services department at the central office of the bank.

He pioneered for perfect implementation of extensive quality work to the customers and colleges. He has been branch managers for 11 years, 4 years at regional and central office along with 7 years as Faculty in Bank of Maharashtra - Staff Training Centre, New Delhi.

All above practical experience, enabled him to put experience and research into book-form by writing books, for all bank employees for their better future and elevation, for subjects like internal promotion, C.A.I.I.B. and computer operation (in Hindi language) as early as in years between 1991 to 1994. After retirement from bank services, he had desired and wished to spread and share his knowledge and experience with new generation, who were aspiring for services in banking, business management, insurance and foreign exchange areas. Since 2005, he has to his credit - writing of over 50 books on subjects like Foreign Exchange, Banking and Finance, Banking and Insurance, Security Analysis and Investment Management, Financial Markets and Services, J.A.I.I.B. and C.A.I.I.B. reference books in multiple choice questions, in Hindi and English languages. Professional bankers and serving bankers should also get the opportunity for updating the development in banking and finance subjects. He has written books, viz., Modern Banking of India, Credit Appraisal (in Hindi), Banks` Interview, How to Face Bank Interviews? (in Hindi), Quantitative and Financial Decision Analysis, Retail Banking, International Financial Management and Practical Letters Writing (in Hindi) for the benefit of entire fraternity. Writing of books is a passion for Mr. Agarwal.

He has been Guest Faculty since the year 2001 to date for various bank`s staff training colleges in Mumbai as well as for the largest and the first asset reconstruction company ARCIL, CBD Belapur, New Mumbai for their officers` training programmes.

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