Indian banking is the lifeline of the nation and its people. Banking has helped in developing the vital sectors of the economy and guide in a new dawn of progress on the Indian horizon. The sector has translated the hopes and aspiration of millions of people into reality. Indian banking system is significantly restructured. Core banking has been successfully implemented. The role of information technology in developing our banking system is more visible. People have slowly accustomed to IT enabled banking services. Innumerable banking products of innovative nature have been offered to prospective and existing customers.
The book titled, "Banking Regulation & Operations" is designed to cater to the needs of syllabus on Banking of different universities. The book includes chapter on commercial banking activates, banker and customer relationship, Negotiable instruments, Paying and collecting banker., Type of customers and principles of bank lending. The last chapter of the book provides an overview of recent trends in Indian banking.
Unit – 1 Commercial Banks
1. Commercial Banks
Unit – 2 Banker and customer Relationship
2. Banker and customer Relationship
3. Types of Customers and Account Holders
Unit – 3 Negotiable Instruments
4. Negotiable Instruments
Unit – 4 Paying Banker And Collecting Banker
5. Paying Banker and Collecting Banker
Unit – 5 Principles of Bank Lending
6. Principles of Bank Lending
7. Recent Trends in Indian Banking