The author Dr. K. Ravichandran has a bachelor’s degree in mathematics, MBA from Thiagarajar school of Management, a premier B-school in south India, Doctorate degree from university of Madras, and he is in the verge of completing his post-doctorate from University Kebangsaan Malaysia (UKM). He has a worked over a decade in various financial institutions and has taught in various B-schools over a decade. He has presented more than 50 research papers and published more than 10 articles in various reputed journals.
Dr. Ramchandra Gowda is the Professor of Commerce, Department of Commerce, Bengalure University with over 25 years of teaching experience in graduate and postgraduate programmes. He taught M.Com, MBA, MFA and MTA courses. He has guided seven research students for their Ph.D. programmes besides equal number for research number of research number papers in national and international conferences besides organizing few in Bengalure University.
Dr. Christy Selvarani –
She is the Reader in Commerce from Urumu Dhanalakshmi College, Tiruchirapalli. She holds a Ph.D. degree from
Bharathidasan University and also got 2 decades of academic experience. She has produced a dozen of Ph.D. and
has published and presented papers in various national and international conferences.