Microfinance and Rural Women Entrepreneurship

ISBN Number : 978-93-5299-400-7

Library Price : Rs.630

Library Dollar Price : 25$

Book Edition : First

Year of Publication : 2018

No. Of Pages : 156

Book Weight :0

About The Book

This book takes a fresh approach to the time-honoured study of women entrepreneurship by merging the study of collaborative initiatives and visionary strategy in unpredictable, but malleable working environment. Literatures surveyed in this study validate a widely felt shortage of interesting and novel ideas in entrepreneurial mastery, and it is viewed that rural women in India typically struggle against the risk of cultural tyranny with unfair seclusion and limited financial accessibility. But, the problem caused by issues with the environment, knowledge, skills and motivation are now shifting. The wisdom of entrepreneurship in the north-eastern region of India is today no longer crowned only by educated urban women but also by rural women who are equally taking interest in it. Rural women through microfinance are fostering their share in entrepreneurial world by framing a flawless process with their like-minded colleagues and accepting different challenges and finding their ways to make their own space.

In view of the widespread availability of different Government initiatives such as "Swarnajayanti Gram Swarozgar Yojana (SGSY)" programme and its merging with certain erstwhile programmes are now helping them to discover the baseline, where to go and how to get there through different support facilities like skills and task training, marketing amenities for rural exposure and financial backing with subsidy. Although, it begins at micro level, but the formation of selfhelp group and microfinancing assistance creates a good business sense among the rural women. Access to microcredit is a great source to facilitate self-employment that leads to self-esteem among rural women. It lifts to lead multiplier effect in the generation of income of countless women self-help groups. It also ensures healthier society and better future of a nation. At the same time, recurrently they deal with unexpected multidimensional constraints which consist of training, marketing, financing and managerial factors.

The book has emphasized on the leadership practices followed by the WSHGs in the area of micro economic initiatives and to evaluate management performance in translating the subsidy into sustenance. Since there is supported relation between managerial factors with other facilitating factors, the study attempts to determine the operational and controlling effect of each component with business performance.

 

Contents -

1. Introduction and Design of the Study
2. Rural Women Entrepreneurship through Self-help Groups in North-eastern States
3. Performance and Functioning of Rural Women Entrepreneurs under Group Approach
4. Intervening Factors in Entrepreneurial Performance: An Exploratory Analysis
5. The Mediation Role of the Leader-Managers of WSHGs: A Predictive Casual Path Model
6. Findings, Conclusion and Suggestions
References
Annexure: Interview Schedule for Women Self-help Groups under SGSY in Tripura

About The Author

Dr. Annesha Saha is presently Assistant Professor in the Faculty of Management Studies at the ICFAI University, Tripura. She started her carrier with the ICFAI University, Tripura in the year 2007 as a visiting faculty in Department of Science and Technology, subsequently joined Tripura University (A Central University) in the year 2008 as a visiting faculty, and then as a regular faculty in the ICFAI University, Tripura. Dr. Saha did her Bachelors in Commerce in the year 2005 from Assam University (A Central University) and Masters in Commerce in the year 2007 from Tripura University (A Central University). She holds the degree of Ph.D. from Tripura University awarded in December 2016. She has her specialisation in the field of Accounting, Finance and Business Management. She has vast experience of 10 years of teaching and 6 years of research in reputed academic institution and university. She has published many research articles in the journals of national and international repute, and also participated in more than 25 national and international seminars, workshops and conferences. She is life member of Economic Science Society of Tripura (ESSOT). She is also acting as an editorial board member of the Journal of Advance Research and Development and has experience of organising seminars, conferences and organisational events at university level.

Dr. Chinmoy Roy at present is Professor of Accounting and Finance in the Department of Commerce, Tripura (Central) University. He cleared the National Eligibility Test (both JRF and L) in the year 1993 and awarded the doctoral degree (Ph.D.) by Assam (Central) University in the year 2000. He has experience in teaching both undergraduate and postgraduate and professional courses in commerce and management for over two decades. He also served as Deputy Superintendent of Police under the Tripura Police Cadre for more than 8 years and then promoted to Addl. S.P (Grade-1). He also served as faculty member at various academic institutes namely Belonia Government Degree College, Tripura (Central) University, Agartala and Assam (Central) University, Silchar. His area of academic interests are accounting and reporting practices, public sector enterprises and issues of banking and finance in which he has published more than 25 research articles in journals of national and international repute. He has completed research project on "Cost Accounting Model of Small and Tiny Sector Units" financially supported by UGC. He is the co-author (with Prof. S.S. Khanka) of Working Capital Management of Public Enterprises (1999). He has been life member of a number of accounting bodies and has been in consultant to several public and private organizations. He has also presented several papers in national and international seminars and conferences.

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