Modern Banking of India

ISBN Number : 978-93-5299-446-5

Student Price : Rs.898

Student Dollar Price : 36$

Library Price : Rs.1500

Library Dollar Price : 60$

Book Edition : Third

Year of Publication : 2022

No. Of Pages : 644

Book Weight :674

About The Book

The present revision is a thorough updating of majority of facts and figures which have occurred in the last 10 years. Banking has changed in regulations / directions / legal needs and expectations of the customers. Banking is a vast subject and the coverage of this book has been so wide that it can be adopted for many subjects in finance / commerce / information technology and export credit insurance not only for professional bankers / readers but also for the students of MBA/M.Com. The subject covers both banking and non-banking services as well as calculation of working capital finance to business units and corporates. Securitisation has played its important role in recovery of loans of financial institutions, which has been explained in detail for the benefit of readers and examinees. Treasury and funds management in banks plus export-import control regulations along with wealth management have been added in this edition for additional benefit to readers.


Book Content of Modern Banking of India
1. An Overview of History of Banking
2. Functions of Commercial Banks
3. Financing Small and Medium Enterprises
4. Development in Corporate Banking
5. Credit Management - Fund Based
6. Credit Management - Non-fund Based
7. Non-fund Based Services
8. Non-performing Assets and Their Classification
9. Non-resident Indians (NRIs) Deposit Schemes
10. Small-scale Industries - Appraisal Methods
11. Capital Management in Banks and Information Technology
12. Electronic - Business and E-banking
13. E-payment, Settlements and Data Communication
14. Anytime Banking/Anywhere Banking and Cyber Law
15. ECGC - Export Credit Insurance
16. Import/Export Control
17. Treasury and Funds Management in Banks
18. Wealth Management
19. Uniform Customs and Practice for Documentary Credits - 600
20. Documentary Credits For E-presentation E-UCPDC - 600

About The Author

Shri O.P. Agarwal, post graduate in Commerce from the Vikram University, Ujjain in the year 1964 and obtained Bachelor`s Degree in Laws in 1971 from the Indore University (Madhya Pradesh). He has been a distinguished scholar since he passed the M.P. Higher Secondary Board, Bhopal examination in the first rank in the year 1959. While B.Com. was passed in the 7th rank in the year 1962. After obtaining educational qualifications, he joined Bank of Maharashtra in July 1971, and obtained the international Diploma in Banking from London (England) and became associate C.A.I.B. (London). He served the nationalised bank for 35 years and acquired the skill in banking rules and regulations, customer satisfaction and service, efficient administration of the branches and corporate services department at the central office of the bank.

He pioneered for perfect implementation of extensive quality work to the customers and colleges. He has been branch managers for 11 years, 4 years at regional and central office along with 7 years as Faculty in Bank of Maharashtra - Staff Training Centre, New Delhi.

All above practical experience, enabled him to put experience and research into book-form by writing books, for all bank employees for their better future and elevation, for subjects like internal promotion, C.A.I.I.B. and computer operation (in Hindi language) as early as in years between 1991 to 1994. After retirement from bank services, he had desired and wished to spread and share his knowledge and experience with new generation, who were aspiring for services in banking, business management, insurance and foreign exchange areas. Since 2005, he has to his credit - writing of over 50 books on subjects like Foreign Exchange, Banking and Finance, Banking and Insurance, Security Analysis and Investment Management, Financial Markets and Services, J.A.I.I.B. and C.A.I.I.B. reference books in multiple choice questions, in Hindi and English languages. Professional bankers and serving bankers should also get the opportunity for updating the development in banking and finance subjects. He has written books, viz., Modern Banking of India, Credit Appraisal (in Hindi), Banks` Interview, How to Face Bank Interviews? (in Hindi), Quantitative and Financial Decision Analysis, Retail Banking, International Financial Management and Practical Letters Writing (in Hindi) for the benefit of entire fraternity. Writing of books is a passion for Mr. Agarwal.

He has been Guest Faculty since the year 2001 to date for various bank`s staff training colleges in Mumbai as well as for the largest and the first asset reconstruction company ARCIL, CBD Belapur, New Mumbai for their officers` training programmes.

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