Financial Education and Investment Awareness (Sem 3, Sem 4 NEP)

ISBN Number : 978-93-5693-176-3

Student Price : Rs.298

Student Dollar Price : 12$

Book Edition : First

Year of Publication : 2023

No. Of Pages : 244

About The Book

It gives us a great pleasure indeed to present before you a very relevant, useful and sublime text book on the national education policy based programme. The skill enhancement compulsory course (Skill based) is hereby prescribed by the Karnataka State Higher Education Council for all the disciplines or across the disciplines consisting of Humanities, Science, Home Science, Commerce and Management and so on. The title of the skill based subject is "Financial Education and Investment Awareness" (FE & IA). This subject is to be taught either in third semester or fourth semester of all under graduate programmes in the state of Karnataka.

The purpose of this subject as skill enhancement mechanism is to provide the foundation for effective financial decision making, to create awareness about different savings and investments alternatives available for a common man. It is also to sensitize the students and readers to have a comprehensive overview of stock markets and stock selections. In addition the mutual funds market understanding is emphasized.

The text book contains rich information and knowledge receptacles in that theory and practical modules are well articulated. The progress of any country dependents on a sound financial system. The financial system should be backed by breadth, length and depth of sub – systems, tools, framework leading to the individuals, societal and national socio-economic development. Finance is the life blood of every individual or any organization or an association. How to acquire, apply and appreciate the value through decision making are analytically portrait in the text book in the context of the given syllabus envisioned by the Academicians, Researchers, Professionals and Luminaries from National Stock Exchange and other International Stock Exchanges.

The students after undergoing the subject must be able to understand the foundation for finance such as financial planning, linking of life goals with financial goals, types of bank deposits, banking products, reading of financial statements, knowing the time value of money which are envisaged in the first module. On investment management, the reader is sensitized on investment goals and objectives, risk profiling, risk diversification, investment and saving alternatives for a common investors, health, life and general insurance products, retirement and pension scheme, PM – SYM Yojana, PMLVMY, PMKMDY and so on schemes, working of stock market, participants, fundamental and technical analysis parameters are well expounded in the second module.

In the third module the overview of mutual funds and financial planning essentials consisting of identification of fund houses in India, schemes and plans of each mutual fund house, calculations of NAV, MF fact sheet, and preparation of financial plan as skill development exercises are provided in the text book.

For each theory modules, the relevant practical modules are provided, knowing, learning and doing will go hand in hand from this skill enhancement compulsory course prescribed by the council as per the NEP initiative.

The book is reader friendly and very good for non – commerce and non – management programme for students in that the financial education and investment awareness concepts, tools, framework, authorities and regulatory bodies working are presented in a simple, lucid and non-technical way. In the course of the preparation of the book, some discrepancies might have appeared due to inadvertence and the readers are welcome to add to the existing information of the text book.


Contents -

1: Foundations for Finance
2: Investment Management
3: Mutual Funds and Financial Planning Essentials

About The Author

Dr. K. Ramachandra, has to his credit M.Com.(Rank Holder), MBA., DPM & IR, LLB., and Ph.D., and over two decades of teaching and research experience in the field of Commerce and Management disciplines. He was a High Court Advocate with strong base and exposure on business, taxation, and I PR trade laws. He has produced several Ph.Ds and M.Phils. He has published several International Research Papers in Journals, Magazines and Newspapers of Global Repute. Currently working as Professor and Head of the Department of Commerce and Management, Maharani`s Arts, Commerce and Management College for Women, Bangalore, a NAAC accredited `A` Grade College. A prolific writer and received wide spread acclaim for his power brand books - Services Management, International Finance, Indian Constitution, International Business Laws, Marketing, Research Methodology and the like. He also holds the position of Presidentship of Bangalore University Teachers` Council of Commerce and Management. He is a resource person visiting several B-Schools in India. He is a known personality among the teaching and student community. Formerly he worked as Professor and Head of the Department of Commerce and Management, Government Boys`College, Kolar, as mark of rural service. E-mail: [email protected]

Prof. Alla Bakash S. is an Associate Professor in Commerce. Hasanath College for Women. Bangalore University. He is also serving as Incharge Principal in Hasanath College. Bangalore. He has a teaching experience of more than 1S years in the field of commerce and management. He has pursued his doctoral degree on the topic "Impact of Foreign Banks on Indian Banking System". He has organised a number of seminars and workshops. He has presented a number of research papers in state, national and international seminars and conferences. His areas of interest include subjects like Taxation. Business Economics. Statistics. Banking. Corporate law. Business Law. Management. Strategic Management.

Dr. S. Nagabhushana, M.Com., MBA, Ph.D., NET, SET, PDF, is the Faculty of and Coordinator, PG Department of Commerce in Hasanath College, Bangalore and having more than 10 Year of experience to his account in various industries like NBFC, Insurance, Commercial Finance and in IT/ITES Multinationals as Finance and Accounts professional and more than 5 year of experience in teaching to higher education. He has several publications and a few books to his account had participated and presented several papers in National and International seminars conducted by various institutions.

Smt. A. S. Geetha Bai -

M.Com., M.Phil., Ph.D.

Assistant Professor

Department of Commerce

Government First Grade College


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